Privacy Policy

1. Introduction

MONNETY — Global Opportunity Assessment (“MONNETY”, “we”, “our” or “us”) respects the privacy of individuals who access and use our platform.

This Privacy Policy explains how MONNETY may collect, use, store and protect personal information when you access our website, create an account, participate in an opportunity, communicate with us or use any services made available through the MONNETY platform.

By using the MONNETY platform, you acknowledge that you have read and understood this Privacy Policy.

2. Information We May Collect

Depending on how you use the platform, MONNETY may collect information including:

Account Information

• Full name
• Email address
• Telephone number
• Country and address
• Account credentials
• Participant or Agent identification information

Verification Information

Where applicable, MONNETY or its service providers may request information necessary for identity verification, compliance procedures or due diligence.

This may include:

• Identification documents
• Date of birth
• Address verification
• Other information reasonably required for verification purposes

Transaction Information

MONNETY may record information relating to:

• Opportunity Contracts
• M-Units acquired
• Participation amounts
• Payment confirmations
• M-Unit Agreements
• Settlement information
• Transaction dates and status

Technical Information

When you use the platform, certain technical information may be automatically collected, including:

• IP address
• Device information
• Browser type
• Operating system
• Access dates and times
• Platform activity
• Security and authentication logs

3. How We Use Information

MONNETY may use personal information to:

• Create and maintain user accounts;
• Process participation requests;
• Record M-Unit acquisitions;
• Generate and maintain M-Unit Agreements;
• Process or verify payments;
• Conduct identity verification and due diligence;
• Communicate with Participants and Agents;
• Provide customer support;
• Maintain transaction and operational records;
• Prevent fraud, abuse or unauthorized activity;
• Protect the security of the platform;
• Comply with applicable legal and regulatory requirements;
• Improve the functionality and performance of the platform.

4. Payment Information

Payments may be processed through independent third-party payment processors or financial technology providers.

MONNETY may receive payment confirmation and transaction-related information from such providers.

MONNETY does not necessarily store complete payment card or financial account credentials when those details are processed directly by a third-party payment provider.

Each payment provider may apply its own privacy policy and terms.

5. Sharing of Information

MONNETY may share relevant information with:

• Payment processors;
• Banking or financial service providers;
• Identity verification and compliance providers;
• Technology and infrastructure providers;
• Professional advisors;
• Operational partners where necessary;
• Authorities or governmental bodies where legally required.

MONNETY does not sell personal information as a commercial product.

Information is shared only when reasonably necessary for the operation, protection, verification or administration of the platform or where required by law.

6. International Data Processing

MONNETY is designed as an international platform.

Depending on the location of MONNETY, its service providers and its users, personal information may be processed or stored in countries other than the country in which the user resides.

By using the platform, users acknowledge that international data processing may occur where necessary for the operation of the service and subject to applicable legal requirements.

7. Data Security

MONNETY uses reasonable technical and organizational measures designed to protect personal information against unauthorized access, alteration, disclosure, loss or misuse.

However, no internet-based system can guarantee absolute security.

Users are responsible for maintaining the confidentiality of their account credentials and should immediately contact MONNETY if they suspect unauthorized access to their account.

8. Data Retention

MONNETY may retain personal information for as long as reasonably necessary to:

• Maintain user accounts;
• Complete transactions;
• Maintain contractual and transaction records;
• Resolve disputes;
• Prevent fraud;
• Meet legal, regulatory or accounting requirements.

Certain records may therefore remain stored after an account is closed.

9. User Rights

Depending on the applicable law, users may have rights relating to their personal information, including the right to:

• Request access to personal information;
• Request correction of inaccurate information;
• Request deletion where legally permitted;
• Request restriction of certain processing;
• Object to certain forms of processing;
• Request information regarding how their data is processed.

Requests may be submitted through the MONNETY contact channel.

MONNETY may require reasonable verification of the requester's identity before processing such requests.

10. Cookies and Similar Technologies

MONNETY may use cookies and similar technologies to:

• Maintain sessions;
• Improve platform functionality;
• Remember user preferences;
• Improve security;
• Analyze platform usage.

Users may control certain cookie settings through their browser or device.

Disabling certain cookies may affect platform functionality.

11. Third-Party Services

MONNETY may integrate third-party services for payments, identity verification, communications, hosting, analytics and other operational functions.

Such providers may process information according to their own terms and privacy policies.

MONNETY is not responsible for the independent privacy practices of third-party providers.

12. Changes to This Privacy Policy

MONNETY may update this Privacy Policy from time to time.

The updated version will be published on the platform together with the applicable revision date.

13. Contact

Questions regarding this Privacy Policy may be submitted through the official MONNETY contact channel.