About Monnety

MONNETY is an international digital platform designed to structure and present participation opportunities arising from real-world commercial and operational transactions.

MONNETY does not create opportunities independently of an underlying operation. Each opportunity begins with a previously identified real-world operation and is structured based on the commercial documentation, contractual relationships and operational conditions applicable to that operation.

MONNETY may operate across different sectors, including commodities, mining, refining, logistics, real estate, construction, agriculture, international trade and other documented commercial activities.

1. Our Platform

MONNETY connects documented real-world operations with people seeking access to structured participation opportunities.

Each opportunity is presented through a dedicated Opportunity Contract, which defines the relevant participation parameters, operational conditions, maturity and settlement mechanism.

Our approach is simple:

The operation comes first. The opportunity comes second.

2. Operation First — Opportunity Second

The MONNETY model follows five fundamental stages:

OPERATION → STRUCTURE → OPPORTUNITY → PARTICIPATION → SETTLEMENT

First, an underlying commercial operation is identified.

MONNETY then structures the relevant commercial information and participation terms into an Opportunity Contract made available through the platform.

Each opportunity is therefore associated with a specific underlying commercial transaction and is subject to its own contractual terms, duration, operational conditions and settlement mechanism.

This approach allows MONNETY to transform real commercial operations into structured opportunities that can be accessed through a digital platform.

3. Underlying Commercial Documentation

MONNETY seeks to maintain supporting documentation for each opportunity made available through the platform.

Depending on the nature of the opportunity, this documentation may include:

• Commercial agreements;
• Supply agreements;
• Purchase agreements;
• Offtake agreements;
• Mandates;
• Letters of authorization;
• Invoices;
• Logistics documentation;
• Counterparty information;
• Other relevant commercial records.

Underlying commercial agreements may contain confidential commercial information and therefore may not necessarily be published in their entirety to platform participants.

MONNETY maintains the relevant documentation and may provide appropriate supporting information or documentation when required for verification, due diligence or compliance purposes.

4. Participation in Opportunities

Participants access specific Opportunity Contracts through the MONNETY platform.

Each Opportunity Contract defines the applicable participation parameters, which may include:

• Contract ID;
• Available M-Units;
• M-Unit Value;
• Minimum Participation;
• Maturity;
• Estimated Return, where applicable;
• Settlement Conditions;
• Applicable Operational Terms.

Participants may acquire whole M-Units or permitted fractions of an M-Unit according to the conditions of the respective Opportunity Contract.

After payment confirmation, the Participant receives an individual M-Unit Agreement recording the specific participation acquired.

Each participation is associated with the specific Opportunity Contract through which it was acquired.

5. Participant Verification & Records

MONNETY maintains participant records and may conduct identity verification, compliance checks and other due diligence procedures applicable to its operations and service providers.

Transaction records, participant information, payment confirmations, agreements and electronic acceptances may be maintained electronically and associated with the relevant Opportunity Contract and Participant account.

These records support the transparent administration and traceability of participation throughout the applicable opportunity lifecycle.

6. Commercial Agents

MONNETY may work with independent commercial agents and business partners who introduce or commercially promote MONNETY opportunities.

Agents do not pay to join the platform and are not required to acquire participations or recruit other agents.

Where applicable, Agents receive commissions based on qualifying commercial transactions generated through their activities, according to the commercial rules established by MONNETY.

Agents operate according to the applicable Agent Terms & Conditions and the official information provided by MONNETY.

7. Payment Infrastructure

MONNETY may use third-party payment processors, banking partners, digital-asset payment infrastructure and other specialized or regulated financial technology providers to facilitate payments and settlements.

Payment providers process the respective payments according to their own terms, compliance procedures and applicable requirements.

MONNETY does not represent any third-party payment processor, bank, financial institution, custodian or technology provider as being part of MONNETY unless expressly stated otherwise.

8. Settlement

Each Opportunity Contract establishes its own maturity and settlement conditions.

Following the completion or maturity of the relevant operation, settlement is processed according to the terms applicable to that specific Opportunity Contract and through the payment or financial infrastructure available for the respective transaction.

Settlement conditions may therefore vary between different opportunities.

9. The Nature of Opportunities

Every opportunity has its own commercial characteristics, risks, duration and settlement conditions.

MONNETY does not guarantee the performance of any underlying commercial operation or any estimated economic outcome.

Estimated returns, where presented, are based on the conditions and assumptions applicable to the respective Opportunity Contract and should be understood accordingly.

Participants should review the information and applicable terms of each opportunity before acquiring a participation.

Our Approach

MONNETY is built around a simple principle:

Real Operations. Global Opportunities.

We believe that access to commercial opportunities should begin with something real — a documented operation, identifiable counterparties, defined commercial conditions and a structured path to participation and settlement.

MONNETY does not create opportunities from speculation. It structures real operations into accessible opportunities.